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Looking for the Best Travel Insurance to Europe? Find the Answer Here

Want to go to Europe and need to apply for a Schengen Visa? You need to complete travel insurance to Europe and here are 4 characteristics of travel insurance that need to be considered in your choice.

Travel Insurance to Europe

In contrast to trips to a number of regions in Asia, travelers going on vacation to Europe are required to bring other documents, one of which is travel insurance.

For those who may just know about the need for travel insurance, of course, they will feel that this is unnecessary because usually travel insurance documents are not needed for tourists traveling to several countries in Asia.

But, this travel insurance turned out to be very important and much needed considering its usefulness.

Therefore, countries in Europe require travelers who will travel to countries that are members of the European Union (European Union) to have travel insurance.

The Schengen visa will be issued after the travel insurance documents are complete. Therefore, travel insurance is an absolute requirement that must be completed if you wish to visit European Union countries.

If you already have a Schengen Visa, this visa can normally be used for travel to 22 European Union countries and 4 European Free Trade Association member countries.

With a Schengen Visa in hand, you no longer need to apply for one visa at a time when visiting these countries in one period.

You only need to show complete documents including a Schengen Visa, then you can cross and cross border after border from European Union countries.

However, as previously explained, to get a Schengen Visa, you need to get travel insurance first, which you can get at various travel insurance options.

There are many travel insurances that you can choose from, but how do you find the best travel insurance taking into account the provisions of the Schengen Visa authority which sets a minimum limit for coverage costs?

Here are some of the best travel insurance features that can be your choice before traveling to Europe.

Available and Accessible Online

With the development of information systems and internet networks, this has also become the infrastructure that makes it easy to create and manage travel insurance to Europe.

Many travel insurance service providers offer various policy purchase facilities that can be accessed and purchased online.

Every facility is available on the website they publish, ranging from information about insurance coverage funds to how to claim insurance funds.

In addition, insurance application forms are also available, so you don’t have to bother coming to the travel insurance office to pick up insurance forms. You can download it and don’t need to print it, aka paperless.

So, the first feature of travel insurance that is okay and can be your choice is an insurance service that can be accessed online.

Also make sure that any information you get is as clear as possible before you send money to pay for an insurance policy.

Customer Service that can be consulted

Clear information is very important for customers, including those of you who are going to buy travel insurance. If the information you get is unclear, of course you should ask as clearly as possible.

However, in some cases there are cases where the customer service department cannot be consulted or does not provide information in a friendly manner.

There is no need to prolong the problem because it means that the relevant travel insurance is not ready to provide services for you.

Therefore, you don’t need to waste your time and you can look for other travel insurance that can provide better information and services to you as a customer.

When consulting with customer service, you need to ask anything you don’t understand, including exceptions that are not covered by insurance.

Also ask about the claim system and what needs to be done when submitting an insurance claim, especially when you are abroad later.

In addition, also ask about the procedure for paying fees, whether to use a reimbursement mechanism (paid in advance by the insurance user), whether receipts and payment slips need to be stored and what documents need to be requested and requested to request a reimbursement of funds.

Easy to Contact

There are many different travel insurance providers to Europe. To make it easier for you to find travel insurance when you need it, you need to look for travel insurance that has many branch offices, especially in Europe when you are traveling later.

That way, you don’t need to worry when looking for it, especially when in other countries.

In addition, the insurance provider can be contacted 24 hours a day and has quite a number of hotlines (active telephone lines) so that there are no confusion when many customers call when asked for help.

Provided Allowance Facilities

Insurance is indeed an umbrella that will provide protection when unwanted things happen.

Therefore, you as a prospective travel insurance policy buyer need to know and consider every allowance provided by the travel insurance.

Consider about some of the availability of the facilities below:

Daily living allowance during hospital stay.

Allowance for medical expenses when returning to the country.

Allowance for pocket money for children when parents are treated in overseas hospitals.

Apart from that, you also need to ask whether the insurance premium money will be forfeited when the visa application is rejected by the immigration department or vice versa, the premium money can be returned in full or a certain percentage.

Ask whether the sum insured is in accordance with the minimum amount insured to apply for a Schengen Visa.

In essence, the more benefits facilities provided by the insurer, the more you need to consider buying the insurance premium.

It could be, that travel insurance is the best choice for you.
View Other References

Those are the 4 characteristics that provide an overview of the best travel insurance that can be an option for you before going on vacation to countries in Europe to complete the documents to get a Schengen Visa.

See references and also reviews from everyone who reviews their experience buying the insurance premium in question.

Have you prepared your and your family’s vacation funds? Relax, you can use the help of my Financial Application to easily plan and manage your vacation funds!

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Have you ever purchased travel insurance as a condition for applying for a Schengen Visa? Share your experiences via the comments column below to provide references and images to those in need!

Do you have a colleague or family member who will be traveling to Europe and need the above information? You can also share it with them.

Hopefully useful, thank you.

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